[NoVa-Corvairs] Insurance for Classics

[Howard Ghee]

Thanks for this information, Darrin!
   
  -H

Darrin Hartzler <dhartzler at ifc.org> wrote:
  Gents,

Many insurers do not have classic car insurance as a product, but will do 
an "agreed value" policy....which means that they will agree with you that 
your car is worth $6000 and insure on that basis, even though their charts 
show the car as fully depreciated and worth about $300. This is good 
for classics that are driven as you insure them as you would any other 
daily driver, but avoid having your car written off as a total loss if the 
repair cost is greater than $300 (as in the example above).

Darrin

-----------------------------------------
Darrin R. Hartzler
Senior Corporate Governance Officer
International Finance Corporation
Washington, DC
Phone: +1-202-473-0027
Fax: +1-202-522-1604
Office: F4K-144
e-mail: dhartzler at ifc.org



Howard Ghee 
Sent by: novacc-list-bounces at corvair.org
05/16/2006 11:43 AM
Please respond to
Northern Va Corvair Club 


To
Northern Va Corvair Club 
cc

Subject
RE: [NoVa-Corvairs] Insurance for Classics






Hi Mike,

Haggerty. That's the one I had. I had one prior to that, then they 
stopped doing classics, and I went to Haggerty. Yes, that is a 
requirement. My Corvair was at my parents' and it was not in a garage, but 
there was one at their place anyway, so you know, it is outside tonight 
because I am working on the Horizon....

GEICO doesn't insure classics? Hmmmm....maybe they were coupling with 
another company to offer it and that was what was in the mailing with my 
bill that time. I may still have it. I'll see if I can find it.

I believe that I paid around $100 per year to insure mine way back. I 
had it from 1996-2000. THere are the mileage limits too, I think I had 2K 
on my policy. They say you cannot use it to go to work, shop, etc. Then 
the fine print goes on to elaborate that it is understood that the car 
needs to be run occassionally.

-H

"Puglisi, Michael" wrote:
Howard,

Thanks for the input. Actually, I have GEICO for my other cars. I called 
them yesterday and they said they don't insure classics. They referred me 
to another company (I can't remember the name).

I did a little research on the internet this morning and found Hagerty 
Insurance, which I had at least heard of. I typed in my info and got a 
quote of $99/year. This seems pretty darn good but I saw in the fine print 
that the car has to be in a locked garage every night - a problem for me 
since I have no garage. I wonder if a garage is a common requirement for 
classic insurance. 

Mike


-----Original Message-----
From: novacc-list-bounces at corvair.org 
[mailto:novacc-list-bounces at corvair.org] On Behalf Of Howard Ghee
Sent: Tuesday, May 16, 2006 11:06 AM
To: Northern Va Corvair Club
Subject: Re: [NoVa-Corvairs] Insurance for Classics

Hi Mike,

I'll have to see who I used to use (since I am in between Corvairs 
still....) but I know GEICO now offers such insurance. Too bad they didn't 
when I needed it.

-Howard

"Puglisi, Michael" wrote:
Hi All,

I'm planning to finally get my '61 tagged this week, but first I need to
arrange insurance. My current insurance company doesn't offer insurance
for classic cars.

Can anyone suggest a good company? I'm a big fan of saving money so
cheap is good. 

Thanks.

Mike
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