<VV> Membership question -- 100% vs Not.

[Eric S. Eberhard]

What a waiver does is that when they sue you and you go to court and 
you win because they signed a waiver and the court upholds it was 
valid and that your behavior was not gross negligence ... is protect 
you at the END of the lawsuit cycle -- after spending 10s of 
thousands of dollars defending yourself.  Waivers a notorious for 
being circumvented ... (in AZ they passed state law for equestrians 
that specified exactly what signs and waivers are required to avoid 
liability ... so they work kind of OK for that.  The reason this law 
was passed is because waivers rarely work, and if they do, only after 
you win in court ...

What liability insurance does is that the minute someone sues the 
insurance company lawyer takes over.  You spend no money on lawyers 
and expenses and so forth.  And if you lose, they pay besides.  You 
are not stressed out for 2 years worrying.

And, if a non-club member slides off the road at an autocross and 
takes out a pedestrian and the pedestrian sues because you did not 
keep the crowd far enough away ... how does a waiver help?  Since it 
is a club sponsored event, the club will be sued.  The officers and 
board of the chapter will be sued.  Likely the driver too ... or he 
may sue you for setting up a dangerous track.

Club insurance at all club sponsored events (including chapter 
sanctioned events) is a BIG DEAL and if it requires 100% membership 
to keep the price down, so be it.  I don't want to be an officer of a 
club where a non member is setting up those cones ... everyone needs to join!

E


At 01:35 PM 12/15/2009, J R Read_HML wrote:
>It's typical to sign a waiver of liability to participate in an autocross.
>
>Now, for spectators - I'm not sure if that gets enforced.
>
>Later, JR
>
>----- Original Message ----- From: "Eric S. Eberhard" <flash at vicsmba.com>
>To: <virtualvairs at corvair.org>
>Sent: Tuesday, December 15, 2009 2:22 PM
>Subject: <VV> Membership question -- 100% vs Not.
>
>>etc) -- for CORSA I would not allow non members to autocross or go 
>>on rallys with the club ... no insurance, what if they crash?!  In fact,
>>E
>


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Eric S. Eberhard
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