<VV> Insurance Photos at Autocross events

[shortle]

Maybe the photographer just wanted some pictures of a guy removing an engine/lifting a transmission/changing a tire/etc. in regards to that persons pending disability case. In that respect he would be considered a private eye. Maybe.
Timothy Shortle in (windy) Durango Colorado


-----Original Message-----
>From: Sethracer at aol.com
>Sent: Apr 3, 2011 12:02 PM
>To: bryan at skiblack.com, virtualvairs at corvair.org
>Subject: <VV> Insurance Photos at Autocross events
>
>In a message dated 4/3/2011 6:33:13 A.M. Pacific Daylight Time,  
>bryan at skiblack.com writes:
>
>"Because  people will come and take pictures at an event and sell them to 
>insurance  companies, who then deny a claim based on your use of the car."
>He went on  to tell me there had been someone taking photos at an event 
>that was somewhat  suspicious - not a participant, not there with a competitor, 
>no business card,  not even willing to give a name.  He later asked a 
>friend who is an  adjuster and got confirmation that at least one company buys  
>photos.
>
>--Bryan
> 
>I would like to know more about this - because I cannot figure out  what an 
>"Insurance" company would gain from taking photos at an autocross. Maybe  a 
>car company wanting to deny a warrantee claim. Or an insurance company 
>wanting  to protect itself by photographing showroom stock competitors at a road 
>racing  event or Track time trials. (We have heard stories of rolled cars 
>being dragged  from the track to a local road and claims put in.) But 
>Autocrossing is a  perfectly legal enterprise for insurance purposes. In general, 
>it is hard to hit  anything. What kind of claim would they be denying? How 
>could anything stand up  in court? Okay, you insurance might not be in force 
>while on a run, but what  other impact could that have?
> 
>Seth Emerson
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