<VV> OT VA Uninsured motorist

aeroned at aol.com aeroned at aol.com
Mon Apr 18 16:17:25 EDT 2011


Sure, I need to pay more for insurance to cover my losses when someone else is at fault. Plus my rates will increase after that too.

Why let them drive in the first place?

Maybe the Mayans were right...
Ned










-----Original Message-----
From: Frank DuVal <corvairduval at cox.net>
To: virtualvairs at corvair.org
Sent: Mon, Apr 18, 2011 12:25 am
Subject: Re: <VV> OT VA Uninsured motorist


Yes. It is currently $500 a year.
http://www.dmv.virginia.gov/webdoc/citizen/vehicles/uninsured_fee.asp
I think liability insurance should be required, but so far the state has 
llowed people to drive without it if they pay a large fee. Of course in 
ther states that require insurance, people who can't pay just let it 
apse, steal plates, etc. They still drive. License? We don't need no 
icense!
Insurance companies that do business in VA do have to offer uninsured 
otorist coverage to people buying auto insurance. This allows an 
nsured to collect for their own car even if they do not have full 
overage when damage is caused by an uninsured motorist and the 
ninsured doesn't pay.
http://leg1.state.va.us/000/cod/38.2-2206.HTM
Frank DuVal
On 4/17/2011 11:14 PM, AeroNed at aol.com wrote:
 Are you saying that in the state of VA one can buy "Uninsured Motorist"
 tags and drive around with no insurance?

 Ned


 In a message dated 4/17/2011 9:54:17 P.M. Central Daylight Time,
 corvairduval at cox.net writes:

 Are you  saying most people do not buy collision coverage on vehicles
 worth $500 or  less,  or that collision insurance is required in your
 state if the  vehicle is valued over $500?

 Here in VA only liability insurance is  required, even if the vehicle was
 worth millions. Or you could purchase  uninsured motorist plates, but
 only people with horrible driving records  would find uninsured plates
 cheaper than actually buying  insurance....

 Frank DuVal

 On 4/17/2011 12:57 PM, Chris&   Bill Strickland wrote:
> (50+ mpg, gasoline (not
> diesel) prices,  collison insurance not required on cars worth under
> $500,  ...)
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