<VV> what the hell was that? / Continued

Charles Lee chaz at properproper.com
Sat Sep 15 01:03:17 EDT 2018

If the other car was insured, even if stolen, their coverage might (?) cover
damage to other property (your cars) even if they don't have "collision" on
their car?  

The owner of the "culprit car" could go after the driver, if caught, but
that's their problem, not yours?

Not sure about NY, but worth checking out?

Good luck and keep us posted!

Charles Lee

-----Original Message-----
From: VirtualVairs [mailto:virtualvairs-bounces at corvair.org] On Behalf Of
JUDY HOOK via VirtualVairs
Sent: Friday, September 14, 2018 2:02 PM
To: virtualvairs at corvair.org
Subject: <VV> what the hell was that? / Continued

I just wanted to say thanks to all those who responded. Phew! What a ride.
I asked my wife if she thought this could be similar to what it feels like
when someone gets raped?  My insides are still "churning".

     Anyway, at this point we are still waiting for the "fuzz" to send us
the accident report.  Someone asked about the tire tracks in the yard.  They
were caused by the culprit.  The set on the left after they careened off the
guard rail and into our cars at break-neck speed.  The set on the  right was
after their car bounced off mine about 5 feet.  There are tire divets from
that spot where they apparently hit the gas in an effort to try to run.
They made it about 10 yards down the road before their car totally died.
Another car came up behind them and the occupant helped this person push the
dead heap up the road a few yards and then off it in front of my next door
neighbors' house.   The next thing we knew, they were gone!   Something
definitely smells fishy here.   When the staties got there, they called a
rollback and impounded the car.  As far as I know it still had the license
plate on it.  If not, they can still trace the VIN.  So, it's not a matter
of if, but rather WHEN 
 they identify that person.

     We had collision coverage on the corvair, but only liability on the
merc.  I contacted our insurance co. (USAA) to let them know what is going
on.  They told us that since we had collision on the corvair, they could
start a claim on it.  Then they would re-coup the dough from the other guys
insurance co.  They told me that if the other guy DIDN'T have insurance,
then as far as the merc went, we were screwed.  Isn't it great being the one
caught in the middle? 

     Someone said the cars looked " fixable".  Well, a friend at a local
body shop said they, more than likely because of their ages, would total
them both. ( '98 and '65)   As far as the merc goes, that front wheel is
really bent inward badly at the top, and out at the bottom.  And the fender
is crinkled, too.  He said if the only mechanical damage is the strut being
bent, then it's probably fixable.  The only real question mark is if there
is any internal damage to the trans-axle from the side impact.  As for the
corvair, yes, the rocker is undamaged, but the pillar the door attaches to
is wasted.  Plus, how do you tell if the car twisted from the impact? 

      Decisions, decisions. There are lots of choices and decisions that
need to be made.  Which path do we choose to go down?  One thing that may be
a positive development is that the '66 coupe I recently posted on vv that's
for sale, is still for sale.  I called the guy about it and told him not to
sell it.  I mentioned in that post that I wished I had the money to buy it
because it was a "perfect" daily driver candidate.  Well, maybe in a
roundabout way,  I got my wish.  But that's a helluva way to get it!!!!!!!! 

     Anyhow, all there is to do now is hurry up and wait.  Patience,

I'll let y'all know how this all works out when it does.  Until

Randy (Cap'n) Hook

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