Fwd: <VV> rebodied corvairs/

[Ron]

Why does Canadian insurance factor in on this?
RonH

----- Original Message ----- 
From: "Jim Houston" <tampatexan at earthlink.net>
To: "Tony Underwood" <tonyu at roava.net>
Cc: <virtualvairs at corvair.org>
Sent: Friday, July 01, 2005 1:43 PM
Subject: Re: Fwd: <VV> rebodied corvairs/


> My wife and I bought a Ford Aerostar from a *Ford Dealer* in San Antonio, 
> TX back in 1992.  I traded in a Chevy Malibu wagon.  All the paperwork was 
> done, loan processed, etc, etc.  We made payments for 19 months and then 
> the Texas DPS showed up at the door to recover the *stolen* vehicle!! 
> Turned out that it had been driven off a lot in Vancover, WA and traded in 
> to the dealer in San Antonio using a New Mexico title (must be easy to get 
> one there)..  We had to surrender the vehicle. The Ford dealer had 
> declared bankrupcy and gone out of business, so we lost all our payments, 
> our trade-in, and when I told the bank what had happened (and that I 
> wasn't making any payments until it was sorted out), they put in on my 
> credit as a repo!!  When we went to buy a replacement vehicle from another 
> dealer, I had the officer in the stolen car dept of the DPS run a VIN 
> check for me *before* we bought it.  It was clean....
>
> Oh, it turned out that there was an insurance policy somewhere for the 
> dealer and I got a check for the balance owed on the car -- I paid the 
> bank off and got my credit straightened up, but we still lost a lot of 
> money!  The van sat in a storage lot for a couple of years and the storage 
> lot submitted a lein to the judge for the storage and was awarded the 
> van... of course, by then it was trashed....  I really don't know why the 
> Canadian insurance company went to the trouble to track it down and then 
> just abandoned it...
>
> Jim Houston
> Brandon, FL
>
> Tony Underwood wrote:
>
>> At 11:21 hours 06/30/2005, HallGrenn at aol.com wrote:
>>
>>> In a message dated 6/29/2005 9:38:03 PM Eastern Daylight Time,
>>> RoboMan91324 at aol.com writes:
>>> Mama finally gets fed up waiting for her con man son
>>> to finish the restoration and demands to have the car back.  To cover 
>>> his
>>> ass, he tells her, "Oops, sorry Ma .... I went to get it and someone 
>>> stole
>>> it."
>>> Of course, Mama reports the theft and the authorities see the VIN 
>>> registered
>>> to Bob.
>>> Exactly.  In my case the daughter (an Army Officer) thanked me for her 
>>> mom
>>> and I got the money back I had spent (nothing for all my time 
>>> naturally).  Mom
>>> had tried to say I had stolen the car at first, but I didn't budge 
>>> because I
>>> had the paperwork--including a note from the Chevy dealer allowing me to 
>>> tow
>>> it--AND I had the car.  In the end everyone (but Junior) was happy.  Mom 
>>> sure
>>> loved her convertible (red on red with a white top).  But then don't we 
>>> all love
>>> our Corvairs?
>>
>>
>>
>>
>>
>>
>> This sounds like the sort of thing that could happen with *any* car, 
>> whether it had been rebodied or not.
>>
>>
>> It always pays to make sure you have legal ownership (not just title to) 
>> of any vehicle before you start in on spending any money on it.   There 
>> *is* a difference between title and ownership.    Any crook could sell 
>> you something sans title...  it's always a good idea to check the DMV for 
>> title activity (AND the existence of any liens), then just to be sure, 
>> run the VIN through a CRC check to make sure it's not reported as stolen 
>> somewhere.   If it passes muster, and it's not on record as stolen or 
>> owned by anyone else or has liens against it, and the seller agrees to 
>> signing that bill of sale, then you own the car.    Getting a title is 
>> then the next step.
>>
>> There are sample vehicle "Bill Of Sale"  forms available that would be 
>> good models for anyone purchasing any vehicle without a title.
>>
>> But before you even get that far, run that vehicle's VIN through channels 
>> and make sure of what you're getting.    This should go without saying. 
>> It can save a lot of trouble and maybe even keep you out of a courtroom.
>>
>>
>> tony.. _______________________________________________
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>
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