<VV> Classic Car Insurance

[LastHamlet]

Since I'm new to Corvairs, this may be a question that
has been asked 
>before, but do most of you have "classic" car
insurance on your cars 
>(as opposed to regular insurance). I've been looking
into it, but 
>since I wanted to use my car as a daily driver, it
doesn't look like I 
>can insure it with a classic car company. Yet, I'm
afraid that my 
>standard insurance company won't reimburse me the
true worth of the 
>car.
>
>Any advice?
>
>Karin
>(1964 MonzaSedan)

Insurance will vary from State to State, as far as
general brokers.
In my State of NC, Nationwide(My local Agent) sold me
a policy with an assumed value, or 'Declared Value' as
he called it. I believe most local vendors in many
States will sell these policies, but you just have to
ask and see. For example I have mine insured for a
declared valued of 20,000, And my car is considered
daily driver status, for 480.00 a year. That is
liability, collision(at declared value of 20K), with a
250 deductable, and a clean driving record.
I know the online companies are cheaper, but if
possible I like to know personally who I am dealing
with.
So, I would ask my local insurance company to see if
they sell a declared value policy for your vehicle.
That way no mileage limits, or other things that you
may not have currently available, could prevent you
from current loss.
Hope this helps :-)
Best Regards,
Danny Barber


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