<VV> Flat Towing
chsadek at comcast.net
Wed Oct 14 12:13:28 EDT 2009
Correct, the trailer must have its own coverage and so must the vehicle on
or in it. Went thru this with the racers. They are not covered with the
trailer insurance, even though an accident with the trailer would make it
pretty obvious the damage to the contents (vehicle within) wasn't due to an
on-track incident. Why? It is a vehicle and treated differently than
personal property in the trailer.
----- Original Message -----
From: "J R Read_HML" <hmlinc at sbcglobal.net>
> Chuck, I think it is pretty standard in (so far as I know) ALL states.
> trailer liability coverage is part of the towing vehicle's policy. The
> trailer itself - say for damage or theft - must have it's own coverage.
> Later, JR
> ----- Original Message -----
> From: "Louis Armer" <carmerjr at mindspring.com>
>> Even tandem trailers don't require a license tag in South Carolina.
>> Trailer tags are required in Georgia. One thing that no one has
>> brought up in this long thread is what your insurance company
>> requires of you and your trailer if you have an accident. My open car
>> trailer WAS insured when it was stolen 5 days before the Detroit
>> convention and I was able to find a replacement and have the peace of
>> mind that I would be reimbursed for my loss.
>> Chuck Armer
>> At 11:24 PM 10/13/2009, you wrote:
>>>I think the laws (and more significantly enforcement) vary
>>>significantly state by state (I was shocked to learn that in some
>>>places, a car towed on an open trailer must be licensed in addition
>>>to the trailer being licensed, but in an enclosed trailer it's
>>>exempt... talk about illogical)... and region by region. What you
>>>may "get away with" in Roanoke may play differently on the VA side
>>>of the DC Beltway even if the laws are identical.
>>>As a rule of thumb, anything towed (at least about 1000lbs in most
>>>places) should be licensed. If the car is towed flat, it should have
>>>tags. If it's on a trailer, that should have tags, but the car
>>>generally doesn't have to. A dolly is considered a form of trailer
>>>and I have never heard of anyone being hit for towing an unlicensed
>>>car on one (while I have heard of people ticketed for flat towing
>>>If you really want to dig deep, go check the state laws that are now
>>>requiring supplemental braking systems for flat towed vehicles...
>>>I won't try to argue that it's not illegal to pull something behind
>>>you without any tags on it... I'm just mentioning that I've done it a
>>>lot of times and nobody ever said anything about my doing so
>>>including the State policeman who stopped behind me on Rt 460 after
>>>I'd stopped while towing a Lakewood from Forest VA to Roanoke,
>>>stopped to do a walk-around (I do that about every 30 miles or so
>>>just to make sure the tires are all still up and nothing is coming
>>>loose etc). The policeman asked me if everything was OK and I said
>>>yes, was just doing a checkout, he said be careful and drive safely
>>>and went on. Lakewood not only had no tags it had no glass or
>>>tailgate. But it did have 4 tires... ;)
>>>This would be an interesting regulation to research and check
>>>out... perhaps if the towed vehicle is genuinely inop there's a
>>>loophole...? I dunno.
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